Stir cream cheese, sour cream, and lime juice in a bowl until smooth and creamy.
Season the mixture with garlic powder, onion powder, cumin, salt, and pepper. Mix well.
Fold in cheddar, jalapeños, green onions, and cilantro until evenly distributed.
Lay out the tortillas. Spread a thin, even layer of filling over each, leaving a 1/2-inch border.
Roll each tortilla up tightly. Wrap rolls in plastic and chill until firm, about 20 minutes.
Trim the ends, then slice into 1-inch pinwheels with a serrated knife. Serve chilled.