Preheat a sandwich press or large skillet over medium heat.
Stir the chutney, mustard, and Worcestershire in a small bowl.
Butter one side of each piece of bread.
Spread the chutney mixture on the unbuttered sides. Layer cheese, ham, and tomato. Season with pepper and a pinch of salt.
Close each sandwich with bread, buttered sides facing out.
Toast in the press until deep golden and melty, 3–4 minutes. For a skillet, cook 3–4 minutes per side, pressing lightly.
Rest 1 minute on a board, then slice and serve hot.
Notes
Variations: Swap ham for cooked bacon or sliced roast chicken. Use Branston-style pickle instead of chutney for a tangier bite. Add thin red onion or a swipe of mayo for extra richness.Tip: If cooking in a skillet, keep heat medium so the cheese melts as the bread crisps.This recipe is an original creation inspired by classic Easy British Toastie Sandwich Recipes flavors. All ingredient ratios and instructions are independently developed.